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Borrower Defense to Loan Repayment

Borrower Defense to Loan Repayment

Who It’s For: Students who can demonstrate that their school willfully misled them or otherwise violated certain state laws in order to trick them into attending.

How to Apply: Either apply online or fill out a printable PDF application and send it to the address listed on the form.

What Loans Qualify: Any federal student loan taken out directly as a result of the law violation/misleading activities in question.

How Much?: Up to the full balance on the relevant loan(s).

Anything Else I Should Know?:  This option has been the victim of significant political attention, and under the Department of Education’s current administration, there have been recent attempts to place applications for this option on hold and/or make major changes to how it works. It would be a good idea to keep an eye out for recent news stories and updates regarding this option before you apply for it.  We will also keep this page updated.