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For those in default of student loans, wage garnishment awaits

NerdWallet

If you do need additional help, look for nonprofit groups and certified credit counseling agencies. While counselors or legal professionals may charge fees for specific services, many never charge a fee for advice.

Here are some vetted student loan help resources to consider; they are established.

Student loan help resource: The Institute of Student Loan Advisors

Best for: Advice on repayment plans, forgiveness programs and dispute resolution.

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