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Maryland Janet L. Hoffman Loan Assistance Repayment Program & Nancy Grasmick Teacher Award

Who It’s For: Maryland residents in public service jobs, such as state government, local government, or employment by a nonprofit agency that provides aid to low income or underserved residents.

How to Apply: You can apply through the Maryland College Aid Processing System (MDCAPS). You can find out how to create an account here.

What Loans Qualify: All student loans that are not in default qualify for inclusion.

How Much?: The amount varies depending on the amount of your debt. For example, if you have over $75,000 in educational debt, you may qualify for up to $10,000 per year, or a maximum of $30,000 over three years.

Anything Else I Should Know?:  Be sure to read the eligibility requirements on the program’s website, as you may not qualify if your gross income is too high.