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Teacher Loan Forgiveness (TLF)

Who It’s For: Full-time teachers who have worked for a public school in a low-income area for five consecutive years.

How to Apply:  Fill out a TLF application and send it to your servicer. Please note that Section 5 must be completed and signed by a school official.

What Loans Qualify: Stafford loans, Direct Stafford loans, Consolidation loans that contain the above loan types (but only for the portion consisting of the above types).

How Much?: Up to $5,000, unless you work as a math, science, or special education teacher.

Anything Else I Should Know?: Borrowers with active loans that were originally taken out before October 1, 1998. Even if you consolidated your loans, you still won’t qualify if the consolidation contains loans from before that date!