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New York City Behavioral Health Loan Repayment Program (BH4NYC)

Who It’s For: Mental health professionals with at least $50,000 in student loan debt who commit to working for at least three years in a New York City hospital. How to Apply: Applications are available on the program website. What Loans Qualify: Any student…

Virginia Loan Commonwealth Plan (VLCP)

Who It’s For: Graduates of the University of Virginia School of Law who work in private practice in the Commonwealth of Virginia, focusing on an underserved part of the Commonwealth. How to Apply: Applications are available on the program website. What Loans Qualify: Any…

Virginia Loan Forgiveness Program (VLFP)

Who It’s For: Graduates of the University of Virginia School of Law working in public service positions. How to Apply: Applications are available on the program website. What Loans Qualify: Any federal student loan used for law school. How Much?: The amounts vary based…

Utah Health Care Workforce Financial Assistance Program

Who It’s For: Healthcare professionals who locate and practice in underserved areas in the stateof Utah for three years. How to Apply: Apply online. What Loans Qualify: Any commercial, government, or government-guaranteed loan taken to pay educational expenses. How Much?: From $750 to $75,000…

Georgia Forgivable State Loans

Who It’s For: Georgia borrowers who have taken out specific types of undergraduate loans How to Apply: The cancellation application for SAL is available online (PDF). There is no specific application for SEE forgiveness, but information on cancellation is contained in the…

South Carolina Teacher Loan Forgiveness 

Who It’s For: South Carolina teachers who received a Teachers Loan, Career Changer Loan, or a PACE Loan and who teach in critical subject and/or critical geographic areas. How to Apply: The application is on the program website. What Loans Qualify: South Carolina…

Florida Loan Repayment Assistance Program (LRAP)

Who It’s For: Florida attorneys employed on a full-time basis or at least 50% FTE part time basis by a civil legal aid organization currently receiving a grant from the Florida Bar Foundation. How to Apply: Online applications will be available one…

Delaware High Needs Educator Student Loan Payment Program

Who It’s For: Delaware teachers with a standard certificate teaching in a high needs school and/or a high needs subject area. How to Apply: The application is available on the program website. The next application cycle should open in November 2022. What Loans Qualify: Any…

Connecticut Professional Student Loan Forgiveness Programs

Who It’s For: Various different professions, depending on the loan repayment program. See below: Connecticut Green Technology, Life Science, and Health Information Technology Loan Reimbursement Program “Engineering Connecticut” Loan Reimbursement Grant Program English Language Learner Educator Incentive Program Information Technology Loan…

Rhode Island Commerce Corporation Wavemaker Fellowship

Who It’s For: Workers in Rhode Island in one or more of the following fields: life, natural or environmental sciences; computer, information or software technology; advanced mathematics or finance; engineering; industrial design or other commercially related design field; or medicine or medical device technology. Full list (PDF).…

Texas Peace Officer Student Loan Repayment Program

Who It’s For: Texas peace officers appointed after September 1, 2019 who earned at least 60 semester credit hours, or the equivalent, at an eligible institution of higher education in Texas prior to initial appointment as a peace officer and are currently employed and…

University of Denver Loan Repayment Program

Who It’s For: University of Denver Sturm College of Law alumni who make a commitment to work in the public interest. How to Apply: The application is available to apply online when the program is open. What Loans Qualify: Any federal student loan.…

Arkansas Out-of-State Veterinary Medical Education Loan Repayment Program

Who It’s For: Arkansas veterinarians who graduated from Mississippi State University College of Veterinary Medicine after April 2022. How to Apply: Contact finaid@adhe.edu for details What Loans Qualify: Any federal student loan. How Much?: Varies Anything Else I Should Know?: Full requirements and details…

Arizona Teacher Student Loan Program

Who It’s For: Arizona residents who intend to become science, technology, engineering, or mathematics teachers. A detailed list of requirements is available on the program website. How to Apply: The application is available on the program website. What Loans Qualify: The loans specifically…

Joyce Halsey Arizona Legal Legacy Loan Repayment Program

Who It’s For: Law school graduates employed in programs dedicated to serving the civil legal needs of low income Arizonans. How to Apply: Contact Chris.Groninger@azflse.org. What Loans Qualify: The program issues approved applicants new forgiveable loans to pay off their existing law school loans.…

Maryland Student Loan Debt Relief Tax Credit

Who It’s For: Maryland taxpayers who maintain Maryland residency for the 2022 tax year who have incurred at least $20,000 in undergraduate and/or graduate student loan debt, and have at least $5,000 in outstanding student loan debt at the time of…

Alabama Rural Medical Service Award (ARMSA)

Who It’s For: Primary care physicians (PCPs) and family medicine nurse practitioners (NPs) in return for practicing in Alabama rural communities that have a shortage of PCPs.  How to Apply: Apply by contacting armsa@uabmc.edu. What Loans Qualify: These are specific loans issued by the…

Alabama Advanced Practice Loan Repayment Program

Who It’s For:  Alabama residents who either are enrolled full-time in accredited nursing education programs approved by the Alabama Board of Nursing and pursuing graduate degrees to become certified registered nurse practitioners (CRNPs), certified nurse midwives (CNMs), or certified registered…

New Jersey STEM Loan Redemption Program

Who It’s For: Professionals in certain high-growth occupations in science, technology, engineering, and mathematics (STEM) fields in New Jersey. How to Apply: The first applications for STEM loan redemption will be accepted in December 2022 and first redemption payments will be issued…

Oklahoma Physician Assistant Loan Repayment Program

Who It’s For: Primary care physician assistants in the state of Oklahoma who agree to work in a specific rural and underserved area for at least three years. How to Apply: You can visit the Application and Contract section of the program’s website to…

North Carolina Loan Repayment Program (NC LRP)

Who It’s For: Clinicians in various roles providing comprehensive primary care services in eligible facilities serving those in rural and underserved communities with high needs in North Carolina. How to Apply: Only electronic applications will be accepted.  You can apply by using…

North Dakota Career Builders Loan Repayment Program

Who It’s For: Applicants newly hired into a high-need occupation within North Dakota. How to Apply: Individuals interested in loan repayment can simply complete the application with their employer and send it to the NDUS. The application is available on the program's website (PDF).…

Mississippi Winter-Reed Teacher Loan Repayment

Who It’s For: New Mississippi teachers with undergraduate loans How to Apply: You can apply for this program with their online application. Be sure to check the application instructions on the main website too, so you can send in the…

Georgia Veterinary Education Loan Repayment Program

Who It’s For: Veterinarians or veterinary students in their final year of study how intent to practice in Board approved rural areas. How to Apply: You can find application information on the program website. What Loans Qualify: Most loans, whether…

Ohio Veterinary Medical Licensing Board Student Loan Repayment Program

Who It’s For: Veterinarians providing large animal veterinary medicine, veterinary services necessary to protect public health, or veterinary services necessary to implement or enforce the law. How to Apply: You can find the application on the program website.  What Loans…

Vermont Food Animal Veterinary Education Loan Repayment Program

Who It’s For: Veterinarians providing food animal veterinary services in underserved areas of Vermont.  How to Apply:  You can visit the program’s website for application and contact information.  What Loans Qualify: Most loans, whether federal, state, or private, should qualify,…

Wyoming Veterinary Loan Repayment Program

Who It’s For:  Veterinarians providing food animal veterinary services in underserved regions of Wyoming for a minimum of three years. How to Apply:  You can request an application from the Wyoming Livestock Board. For more detailed information, see the Veterinary…

Arizona Department of Health Services Loan Repayment Program

Who It’s For: Fully licensed medical professionals who make a two-year commitment to work in federally designated Health Professional Shortage Areas or Arizona Medically Underserved Areas. How to Apply: You can access the application system and requirements on their website.…

CDA Foundation Student Loan Repayment Grant

Who It’s For: Recent graduates from a dental school who are eligible to practice dentistry in California and agree to serve in an dental professional shortage area for at least three years. How to Apply: Click the “Apply” link on…

Colorado Health Service Corps Loan Repayment Program

Who It’s For: Health care providers working in designated health professional shortage areas can apply to receive funding to repay qualifying educational loans. Participants must see underserved patients at an approved clinical site for the entire service obligation. How to Apply:…

DC Health Professional Loan Repayment Program

Who It’s For: Health professionals who agree to work full-time at a certified Service Obligation Site How to Apply: Check the Application Package section of the program’s website. What Loans Qualify: Most federal, state, and private loans will qualify, so…

Delaware State Loan Repayment Program

Who It’s For: Highly qualified Primary Care, Dental, and Mental Health Care health professionals willing to work in a health professional shortage area in the state of Delaware, for a minimum of two years. How to Apply: You can find…

Georgia Loan Repayment Programs

Who It’s For: There are multiple programs for health professionals in Georgia that are willing to provide health services to rural or other health professional shortage areas. These options are listed below, including a link for the relevant program’s flyer…

Hawaii State Loan Repayment Program

Who It’s For: Primary care and behavioral health providers who work at non-profit organizations in designated health professional shortage areas in the state of Hawaii. A 2-year commitment is required to qualify. How to Apply: You can find the application…

Idaho State Loan Repayment Program

Who It’s For: Health practitioners working for a nonprofit or public entity within a federally-designated health professional shortage area. You will need to work at least 40 hours a week, for at least 45 weeks per year, over the course…

Idaho Rural Physician Incentive Program (RPIP)

Who It’s For: Physicians in a number of fields (primary care, family medicine, internal medicine, pediatrics) who work in state-designated primary care and mental health care shortage areas. How to Apply: Fill out the RPIP Application and send it to…

Illinois National Health Service Corps State Loan Repayment Program

Who It’s For: Health professionals licensed in Illinois as a primary care physicians (residency trained or board eligible osteopathic or allopathic physicians trained in family practice, general internal medicine, general pediatrics, internal medicine pediatrics, obstetrics and gynecology; nurse practitioners, physician…

Illinois Nurse Educator Loan Repayment Program

Who It’s For: Nurse educators who have worked in an approved Illinois institution for at least 12 months. How to Apply: Each year you wish to apply for this program, you must submit a Nurse Educator Loan Repayment Application to…

Illinois Teachers Loan Repayment Program

Who It’s For: Illinois residents who received federal Teacher Loan Forgiveness but still have a remaining balance on their eligible federal loans. How to Apply: You can access the application online. You also need to send in documentation proving that…

Illinois Veterans’ Home Medical Providers’ Loan Repayment Program

Who It’s For: Physicians, certified nurse practitioners, registered professional nurses, certified nursing assistants, and licensed practical nurses who work in an approved Illinois veterans’ home for at least 12 months. How to Apply: You can download the necessary application on…

Indiana Richard M. Givan Loan Repayment Assistance Program

Who It’s For: Law school graduates employed in non-profit organizations serving the civil legal needs of low income individuals and families in Indiana who make less than $70,000 a year. How to Apply: You can reach out for application info…

Fulfilling Iowa’s Need for Dentists (FIND Project)

Who It’s For: Fully trained and licensed dentists willing to work in a rural or underserved area and willing to allocate at least 35% of their patient load to the underserved (elderly, very young children, nursing home residents, Medicaid, Dental…

Iowa Health Professional Recruitment Program (HPRP)

Who It’s For: Health professionals (nurse practitioners, athletic trainers, occupational therapists, physical therapists, physicians, physician assistants, podiatrists and registered nurses) who graduated from an eligible Iowa college or university and work in a high-need area in Iowa. How to Apply:…

Teach Iowa Scholar Program

Who It’s For: Qualified Iowa teachers who work in designated shortage areas. How to Apply: You can access the application here. Due to funding limitations, only applications from 2021-22, 2020-21, 2019-20, 2018-19 and 2017-18 graduates are being solicited for the…

Kansas Bridging Plan

Who It’s For: Primary care and psychiatry resident physicians who agree to work in specific approved residency programs in a rural community in Kansas for at least 36 months. How to Apply: An online application should be available during the application…

Kansas State Loan Repayment Program

Who It’s For: Healthcare professionals in the state of Kansas who agree to work in designated health professional shortage areas for at least two years. How to Apply: You can find all the necessary applications and requirements on the program’s…

Kentucky State Loan Repayment Program

Who It’s For: Healthcare professionals in the state of Kentucky who agree to work in designated health professional shortage areas for at least two years. How to Apply: You can find all the necessary applications and requirements on the program’s…

New Mexico Health Professional Loan Repayment Program

Who It’s For: Medical, dental, and mental health professionals in the state of New Hampshire who agree to work in a health professional shortage area for at least two years. How to Apply: You can access the application directly on…

New Mexico Minority Doctoral Loan Repayment Assistance Program

Who It’s For: Individuals who have completed a doctoral degree in a field of study in which ethnic minorities and women are demonstrably underrepresented, such as engineering, physical or life sciences, or mathematics. They must also be hired by a…

New Mexico Teacher Loan Repayment Program

Who It’s For: Teachers who work for a public school in a designated high-need teacher position. High-need positions are considered to be filled by teachers that teach bilingual education, early childhood education, special education, science, technology, engineering, mathematics, career technical…

New Mexico Public Service Law Loan Repayment Program

Who It’s For: Attorneys who choose to pursue public service employment in the state of New Mexico. Applicants must agree to a three year service obligation. How to Apply: You can access the application directly on the program’s website, but…

New York State Get On Your Feet Loan Forgiveness Program

Who It’s For: New York residents who recently graduated from a New York State school , have enrolled in an appropriate income-driven repayment plan, and have an adjusted gross income of less than $50,000. You will not qualify if you…

New York State Licensed Social Worker Loan Forgiveness Program

Who It’s For: Licensed social workers who are New York State residents and work full time in a designated critical human service area. How to Apply: You can check the program’s website for application information, though it is only available…

New York State Nursing Faculty Forgiveness Incentive Program

Who It’s For: Registered nurses who are New York State residents, have a master's degree or doctorate, and work as a nursing faculty member or adjunct clinical faculty providing classroom or clinical instruction at a nursing school in New York…

North Carolina State Loan Repayment Program (NC SLRP)

Who It’s For: Mental health professionals in the state of North Carolina who agree to work in a Primary Care setting in a health professional shortage area for at least two years. How to Apply: To apply for a SLRP…

North Dakota State Loan Repayment Programs

Who It’s For: Professionals in a wide variety of healthcare related fields in the state of North Dakota. There are multiple programs, each with its own rules, but generally speaking, they require you to work in the named field (usually…

Ohio Dentist and Dental Hygienist Loan Repayment Programs

Who It’s For: Dentists and dental hygienists in the state of Ohio who agree to work in a health professional shortage area for at least two years. How to Apply: You can visit the Workforce Programs section of the program’s…

Ohio Physician Loan Repayment Program

Who It’s For: Primary care physicians in the state of Ohio who agree to work in a health professional shortage area for at least two years. How to Apply: You can visit the Workforce Programs section of the program’s website…

Oklahoma Dental Loan Repayment Program (ODLRP)

Who It’s For: Dentists in the state of Oklahoma who agree to either teach at the University of Oklahoma College of Dentistry or work in a health professional shortage area for at least two years. How to Apply: You can…

Oklahoma Physician Loan Repayment Program

Who It’s For: Primary care physicians in the state of Oklahoma who agree to work in rural and underserved areas. How to Apply: You can find the Application (PDF) on the program’s website. What Loans Qualify: This program should benefit…

Louisiana State Loan Repayment Program

Who It’s For: Healthcare professionals in the state of Louisiana who agree to work in designated health professional shortage areas for at least three years. How to Apply: You can find the application on the program’s website, along with a…

Maine Dental Education Loan Repayment Program

Who It’s For: Dentists who agree to practice in underserved areas in Maine for at least two years, renewable for an additional two years. How to Apply: Applications are available online in February of each year. Applications for the 2022…

Opportunity Maine Tax Credit

Who It’s For: Maine residents who attended Maine schools and now continue to live and work in Maine. There are also other rules and regulations that vary depending on the year you graduated – check the charts on their website.…

Maryland Dent-Care Loan Assistance Repayment Program (MDC-LARP)

Who It’s For: Practicing dentists employed full-time providing care to at least 30% Maryland Medical Assistance Program (MMAP) recipients in Maryland. How to Apply: You can find the 2022 application (PDF) on the Maryland Department of Health website. What Loans…

Massachusetts Loan Repayment Program for Health Professionals

Who It’s For: Primary health care professionals in a variety of medical, dental, and mental health professions who agree to work in a state- or federally-designated health professional shortage area for at least two years. How to Apply: You can…

Michigan State Loan Repayment Program

Who It’s For: Medical, dental, and mental health professionals in the state of Michigan who agree to work in health professional shortage areas for at least two years. How to Apply: You can find all the necessary applications and requirements…

Kansas Rural Opportunity Zone Student Loan Repayment

Who It’s For: Graduates from an accredited post-secondary institution who establish residence in a rural opportunity zone in the state of Kansas. How to Apply: You can access the Student Loan Repayment Application online. You may also need to check…

Texas Physician Education Loan Repayment Program

Who It’s For: Primary care physicians who agree to practice for four consecutive years in a health professional shortage area or a secure correctional facility. How to Apply: You can find the application on the program website, but only during…

Wyoming Healthcare Professional Loan Repayment Program

Who It’s For: Health care professionals in the state of Wyoming who agree to work in health professional shortage areas for at least three years. How to Apply: You may find application information on the website when applications are active.…

West Virginia State Loan Repayment Program

Who It’s For: Health care professionals in the state of West Virginia who agree to work in health professional shortage areas for at least two years. How to Apply: You may use the contact information at the bottom of the…

West Virginia Recruitment & Retention Community Project

Who It’s For: Primary care physicians, nurse practitioners, physician assistants, and dentists who agree to a service obligation of at least one year at an underserved area of West Virginia for each year of funding. How to Apply: You may…

West Virginia Medical Student Loan Program

Who It’s For: Medical students with financial need who agree to practice in an underserved area of West Virginia. They may practice in the fields of family medicine, obstetrics/gynecology, general surgery, internal medicine, pediatrics or psychiatry. How to Apply: You…

West Virginia Health Sciences Service Program

Who It’s For: Students in the final year of a doctoral or graduate education in several health professions fields (including but not limited to primary care physicians, nurses, physician assistants, dentists, pharmacists, and physical therapists) at West Virginia degree programs…

Virginia State Loan Repayment Program

Who It’s For: Health care professionals who work at non-profit organizations in designated health professional shortage areas in the state of Virginia. A 2-year commitment is required to qualify. How to Apply: You can visit their application page for all…

Texas Nursing Faculty Loan Repayment Assistance Program

Who It’s For: Nurses with a master’s or doctoral degree who work as a faculty member at an eligible institution in the state of Texas. How to Apply: You can find the application on the program website, but only during…

Texas Loan Repayment for Mental Health Professionals

Who It’s For: Mental health professionals who agree to work for five consecutive years in a mental health professional shortage area and provide direct patient care to Medicaid enrollees and/or Texas Children’s Health Insurance Program (CHIP) enrollees. How to Apply:…

Tennessee State Loan Repayment Program

Who It’s For: Health professionals in the state of Tennessee who agree to work in a health professional shortage area for at least two years. How to Apply: You should be able to access the necessary application information on their…

South Dakota Recruitment Assistance Program

Who It’s For: Physicians, dentists, physician assistants, nurse practitioners, and nurse midwives in the state of South Dakota who agree to practice full time in an eligible rural community for at least three consecutive years. How to Apply: You can…

RISLA Nursing Reward Program

Who It’s For: Licensed registered nurses in the state of Rhode Island who work a minimum of 20 hours per week with a responsibility of direct patient care. How to Apply: You can find application information in the “How to…

RISLA Internship Reward Program

Who It’s For: Students who have completed an eligible internship, which must be for at least 3 credits and be on their transcript, certified by a qualified school. How to Apply: You can download the application directly off their website.…

Rhode Island Health Professionals Loan Repayment Program

Who It’s For: Health care professionals in the state of Rhode Island who agree to work at a public or non-profit health care facility in a health professional shortage area for at least two years. How to Apply: You can…

Pennsylvania Primary Health Care Loan Repayment Program

Who It’s For: Health professionals in the state of Pennsylvania who agree to work in a Primary Care setting in a health professional shortage area for at least two years. How to Apply: You can find apply directly online, though…

Oregon Partnership State Loan Repayment Program

Who It’s For: Health care providers (including physicians, dentists, nurses, mental health professionals, and pharmacists) who agree to work at an approved site in a health professional shortage area for at least two years. How to Apply: You can find…

Oregon Health Care Provider Loan Repayment

Who It’s For: Health care professionals from a broad spectrum of medical, dental, and mental health fields who agree to serve underserved communities regardless of their source of coverage (Medicare, Medicaid, private, etc.) for at least three years. How to…

Oklahoma Physician/Community Match Loan Program

Who It’s For: Primary care physicians in the state of Oklahoma who agree to work in a specific rural and underserved area for at least two years. How to Apply: You can visit the Application and Contract section of the…

New Hampshire State Loan Repayment Program

Who It’s For: Medical, dental, and mental health professionals in the state of New Hampshire who agree to work in a health professional shortage area for at least three years. How to Apply: Contact the NH SLRP program at SLRP@dhhs.nh.gov…

Nevada Health Service Corps

Who It’s For: Health professionals in the state of Nevada who have no restrictions upon their DEA certificate who agree to serve an assigned community for a set amount of time, usually about two years. How to Apply: Applicants can…

Montana Rural Physician Incentive Program

Who It’s For: Physicians who practice in rural or underserved areas of Montana or provide services primarily to medically underserved populations. How to Apply: You can begin the application process here. What Loans Qualify: Any loans (including federal, state, and…

Montana State Loan Repayment Program

Who It’s For: Medical and dental professionals in the state of Montana who agree to work in a health professional shortage area for at least two years. How to Apply: You can find application information directly on their website, although…

Mississippi Teacher Loan Repayment Program

Who It’s For: Mississippi teachers employed in a critical shortage area who hold a Mississippi Alternate Route Teaching License. How to Apply: You can apply for this program with their online application. Be sure to check the application instructions on…

Loan Repayment Assistance Program of Minnesota (LRAP-MN)

Who It’s For: Minnesota-based law school graduates who are now employed full-time at a nonprofit agency providing legal advice or representation to low-income clients. How to Apply: You can find their application materials here, though they only accept applications during…

Florida Nursing Student Loan Forgiveness Program

Who It’s For: Nurses (whether LPN, RN, or ARNP) in the state of Florida willing to work in a critical nursing shortage area. How to Apply: Fill out the program’s application packet and send it to the address on the…

Arkansas State Teacher Education Program (STEP)

Who It’s For: Arkansas residents with loans from a teacher education program who work as a teacher in to help fill a critical teaching shortage, either in terms of location (PDF) or subject matter (PDF). How to Apply: You will…