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Missed the last student loan forgiveness deadline? There may still be other options for relief

Two of the most popular debt cancellation avenues are the Public Service Loan Forgiveness program, which leads to a debt jubilee after a decade of payments for qualifying workers, and the income-driven repayment plans.

Those plans, which cap a borrowers’ monthly bill at a share of their discretionary income, lead to debt erasure after 10 to 25 years of payments. There are currently four different plans, each with different rules.

But there are also “over 100 other forgiveness programs out there to explore,” said Mayotte in an earlier interview with CNBC.

“Many are offered by states looking to encourage certain types of employment, such as health care and public defenders,” she said.

Mayotte’s website,, has a database of these programs, she said.