skip to Main Content
What is an Eligible Loan?

All Federal Direct Loans are eligible including:

  • Subsidized and Unsubsidized Stafford Loans
  • Graduate PLUS Loans
  • Parent PLUS Loans
  • Consolidation Loans

It does not matter when the loan was made. Even twenty and thirty-year-old loans are potentially eligible for PSLF!

If you aren’t sure if you have a Direct Loan you can:

  • Ask your loan servicer
  • Check StudentAid.gov
  • Note that any Stafford, PLUS or Consolidation Loan made on or after July 1, 2010 is automatically a Direct Loan.