
What is an Eligible Loan
All Federal Direct Loans are eligible including:
- Subsidized and Unsubsidized Stafford Loans
- Graduate PLUS Loans
- Parent PLUS Loans
- Consolidation Loans
It does not matter when the loan was made. Even twenty and thirty-year-old loans are potentially eligible for PSLF!
If you aren’t sure if you have a Direct Loan you can:
- Ask your loan servicer
- Check StudentAid.gov
- Note that any Stafford, PLUS or Consolidation Loan made on or after July 1, 2010 is automatically a Direct Loan.
