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The Numbers

While current data shows that only a small percentage of borrowers are currently being approved for the PSLF program, this is mainly due to an overall lack of education regarding the program requirements. The Department of Education (ED) reports the top reasons for PSLF rejection are:

  • Missing information
  • Incorrect loan type
  • Not enough payments
  • Employer not eligible
  • Applying for the TEPSLF

By completing this module and following the instructions, you can be sure not to run into any of these barriers. In addition, from October 2021 until October 31, 2022, the ED implemented a temporary PSLF waiver that may allow for some periods to count for PSLF that normally would not under traditional rules. We will cover this waiver at the end of this module.