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Need Analysis

a formula used by colleges to determine the expected family contribution (EFC)

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Loan Forgiveness

Am I Eligible?
Public Service Loan Forgiveness
Teacher Loan Forgiveness
Government Repayment Programs
Perkins Loan Forgiveness Program
Discharges

Repayment Options

Federal Loan Repayment Plans
Private Loan Repayment Plans
Mixed Loan Repayment Plans
I’m Not Sure What Loan I Have?
Deferment
Forbearance

Past Due or Default

Federal Student Loan Delinquency
Federal Loan Default
Private Loan Delinquency and Default
Loan Rehabilitation
Consolidating Out of Default
Bankruptcy
I’m Not Sure What Loan I Have

Consolidation

Federal Student Loan Consolidation
Private Loan Consolidation
Consolidation Chart

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