Federal Loan Repayment Options
Federal student loans have many repayment options. Which ones you are eligible for with depend what type of loans you have and in some cases, when you took those loans out. If you aren’t sure, now is a good time to go to the National Student Loan Data System (NSLDS) to find out.
If you have a mix of the above, you’ll want to read up on all the available options to help decide the best strategy. Note that these charts will just give you an overview of the plans. If you’d like all the in depth details of these plans, go to our Repayment Plans, In Depth page.
You can also use our federal student loan repayment calculator to get an idea of which plan might be best for your situation.