Partial Financial Hardship (PFH)

« Back to Glossary Index

when a borrower has an annual amount due on a federal education loan that exceeds 15% of the difference between the borrower’s adjusted gross income
(AGI) and 150% of the poverty line

previous post: Partial Cancellation
next post: Pay Period

The Institute of Student Loan Advisors (TISLA™) is a private 501(c)(3) nonprofit dedicated to ensuring that all consumers have access to fair, free, student loan advice and dispute resolution. We will never charge consumers for our services and do not require registration or affiliation to utilize our services. While we encourage all student loan borrowers to talk to their loan holders for help, we understand that sometimes, you just want a second opinion or need additional help.

freestudentloanadvice.org